California State Disability Insurance (SDI) is a partial wage-replacement insurance plan for California workers. The SDI program is State-mandated, and funded through employee payroll deductions. SDI provides affordable, short-term benefits to eligible workers who suffer a loss of wages when they are unable to work due to a NON WORK-RELATED illness or injury, or a medically disabling condition from pregnancy or childbirth.
The majority of California employees, approximately 12 million workers, are covered by the SDI program. Some employees are exempt from SDI; for example, railroad employees, some employees of non-profit agencies, employees who claim religious exemptions, and most government employees.
Four other states and one Commonwealth offer a disability insurance program. They are Rhode Island, New Jersey, New York and Hawaii, and the Commonwealth of Puerto Rico. Each state operates its program independently.
Benefits of California SDI Coverage
SDI coverage "travels" with the worker. Coverage is not dependent on staying with a specific employer.
SDI coverage is mandatory for most California workers.
SDI is non-exclusionary. An eligible worker's coverage cannot be canceled or denied because of health risk factors, pre-existing medical conditions, or hazardous employment.
SDI may pay up to 52 weeks of benefits with a waiting period of only seven days.
Payroll deductions for all covered workers are based on the same low contribution rate.
Based in California, Social Security Disability Lawyer, Richard Zieman can assist disability claimants obtain Social Security Benefits in Alameda, Colusa, Contra Costa, Marin, Mendocino, Napa, San Francisco, San Joaquin, San Mateo, Santa Clara, Sonoma, Lake counties and all counties under jurisdiction of SSA hearing offices in San Rafael, San Francisco, Oakland, San Jose and Stockton.
If you or a loved one has been denied Social Security Disability Income (SSDI) and Supplimental Security Income (SSI) please contact us. The information you submit will be held in total confidence.